Today's mortgage lending environment is a pretty tough one. Without a hefty income and a high credit score, you could be jumping through hoops just to get approved for a mortgage. And thanks to the mortgage stress test that applicants have to go through, getting approved for a home loan just got enough tougher.Read More
Whether you're buying or selling your home, you'll definitely want to know what the climate of the current market is in your area. The temperature of the market will influence how you go about selling your home or putting in an offer on a new one.Read More
The Canadian real estate market is a healthy and bustling one, which is why many foreign buyers have set their sights on Canada and the heavily-populated cities in it to buy property.
But while many are simply investors looking to capitalize on Canadian real estate, others are immigrants who are uprooting themselves and their families to start a new life in Canada.Read More
As a buyer, your goal is not only to find a home that best suits you and your lifestyle, but one that you can inevitably get a great price on.
Obviously, the lower the purchase price, the better. Any amount of money that you can save on a home purchase is welcomed, especially given the sky-high prices of homes these days.Read More
Getting pre-approved for a mortgage is always a great idea. Not only does it help you identify how much you can afford in a home purchase, but it can also help you show sellers that you're a serious buyer and have the financial strength to make the purchase happen.Read More
While the real estate market in Toronto has cooled somewhat from where it was just a few months ago, it's still a hot one. Home prices continue to soar, and though their rate of increase isn't as sharp as it has been over the past few years, prices continue to climb and the demand for Toronto housing continues to increase.Read More
Thanks to Marie Kondo many people are de-cluttering their homes and purging items they no longer need. Here is a list of organizations that will take unwanted belongings and distribute them to others that could use them.Read More
Get ready for it - Zillow is coming to Canada and already it’s creating controversy. If you have never heard of Zillow, that is completely understandable, so let's start from the very beginning of what exactly Zillow is.Read More
Autumn is in full swing, and Halloween is just around the corner! While temperatures are cooling and days are shortening, there is certainly no shortage of activity and vibrance around the city!Read More
Plenty of factors play a role in home staging, and colour is one of them. The colours that you choose can make a big difference in how users perceive your home. If you pick the wrong ones, you'd be doing your listing a disservice.Read More
If you're in the market to buy a home in the near future, one of the first things you'll want to do is check to see what your credit score is like. Your credit score plays a critical role in determining whether or not you'd be able to get approved for a mortgage.Read More
As a way to show sellers that you're serious about buying their home, you'll typically be required to submit a deposit along with your offer. Depending on the market, the deposit can either be provided a day after the offer has been accepted, or it can be provided to the seller along with the actual offer.Read More
The real estate market across Toronto has certainly cooled down recently after prices continued to skyrocket over the past few years. But over the past few months, things have somewhat slowed down, and prices aren't so quick to climb.Read More
There are any number of clauses that buyers can insert in their contracts. In fact, buyers are advised to include certain clauses in order to protect themselves, such as financing and home inspection clauses.Read More